STORM TRACKER: Follow 'Storm Amy' as it bears down on Ireland amid brutal forecast
Search
05 Sept 2025
Search
05 Sept 2025
Please allow ads as they help fund our trusted local news content.
Kindly add us to your ad blocker whitelist.
If you want further access to Ireland's best local journalism, consider contributing and/or subscribing to our free daily Newsletter .
Support our mission and join our community now.
To continue reading this article, you can subscribe for as little as €0.50 per week which will also give you access to all of our premium content and archived articles!
Alternatively, you can pay €0.50 per article, capped at €1 per day.
Thank you for supporting Ireland's best local journalism!
Thousands of people in Ireland are eligible for a scheme worth over €5,000 for their home in the form of the House Energy Upgrade Loan.
The scheme is a low-interest loan which helps homeowners who want to make their property more energy efficient.
The loan must be used for home energy upgrades that are also funded by a home energy upgrade grant from the Sustainable Energy Authority of Ireland (SEAI). These upgrades include a deep retrofit of the home and one or two upgrades that would lead to significant improvement of energy performance in the home.
READ MORE: ALERT: Irish people hit with holiday booking warning after sinister contact made
The scheme covers works such as home insulation, installing solar panels and heat pumps and is available for the home live in or a property you rent out.
The loan can also be drawn down before any works start on the home which removes part of the upfront financial barriers to come with getting upgrades done.
The House Energy Upgrade Loan is available until December 31, 2026 or until the funding runs out and is currently available from AIB, Bank of Ireland and Permanent TSB.
Eligible homeowners can borrow between €5,000 and €75,000 per property and it is possible to get loans for up to 3 properties or €225,000 per applicant.
Terms for loans range from one year to a maximum of ten years and these loans are unsecured which means that there is no security or personal guarantee needed.
For those who cannot afford to make their homes more energy efficient, they may qualify for a free energy upgrade with the SEAI Warmer Homes Scheme.
Loan terms range from a minimum of one year up to a maximum of 10 years.
The interest rates are different depending on who you get your loan from. But they will be lower than rates for regular personal loans. This is because the interest rates are subsidised by the Government and the loans are backed by the European Investment Bank.
You cannot get a loan to fund work that has already been completed.
Subscribe or register today to discover more from DonegalLive.ie
Buy the e-paper of the Donegal Democrat, Donegal People's Press, Donegal Post and Inish Times here for instant access to Donegal's premier news titles.
Keep up with the latest news from Donegal with our daily newsletter featuring the most important stories of the day delivered to your inbox every evening at 5pm.
This publication supports the work of the Press Council of Ireland and Office of the Press Ombudsman, and our staff operate within the Code of Practice of the Press Council. You can obtain a copy of the Code, or contact the Council, at www.presscouncil.ie, Lo-call 1800 208 080 or email: info@presscouncil.ie.
